> ## Documentation Index > Fetch the complete documentation index at: https://docs.sure.am/llms.txt > Use this file to discover all available pages before exploring further. # All Account Types Sure Offers > A complete reference of all account types available in Sure, including assets, liabilities, and their subtypes organized by region. # All Account Types Sure Offers Sure supports a comprehensive range of account types to track your complete financial picture. This page provides a complete reference of all available account types and their subtypes. ## Overview: Assets vs. Liabilities | Classification | Types | Description | | --------------- | -------------------------------------------------------- | -------------- | | **Assets** | Cash, Investment, Crypto, Property, Vehicle, Other Asset | Things you own | | **Liabilities** | Credit Card, Loan, Other Liability | Things you owe | ## Asset Accounts ### Cash (Depository) Liquid funds in bank accounts. | Subtype | Short Name | Description | | ------------- | ---------- | ------------------------- | | checking | Checking | Everyday spending account | | savings | Savings | Interest-bearing savings | | hsa | HSA | Health Savings Account | | cd | CD | Certificate of Deposit | | money\_market | MM | Money Market account | ### Investment Investment accounts hold securities and have tax treatment based on account type. #### United States | Subtype | Short Name | Full Name | Tax Treatment | | ----------- | ----------- | -------------------------- | -------------- | | brokerage | Brokerage | Brokerage | Taxable | | 401k | 401(k) | 401(k) | Tax-Deferred | | roth\_401k | Roth 401(k) | Roth 401(k) | Tax-Exempt | | 403b | 403(b) | 403(b) | Tax-Deferred | | 457b | 457(b) | 457(b) | Tax-Deferred | | tsp | TSP | Thrift Savings Plan | Tax-Deferred | | ira | IRA | Traditional IRA | Tax-Deferred | | roth\_ira | Roth IRA | Roth IRA | Tax-Exempt | | sep\_ira | SEP IRA | SEP IRA | Tax-Deferred | | simple\_ira | SIMPLE IRA | SIMPLE IRA | Tax-Deferred | | 529\_plan | 529 Plan | 529 Education Savings Plan | Tax-Advantaged | | hsa | HSA | Health Savings Account | Tax-Advantaged | | ugma | UGMA | UGMA Custodial Account | Taxable | | utma | UTMA | UTMA Custodial Account | Taxable | #### United Kingdom | Subtype | Short Name | Full Name | Tax Treatment | | ---------------------- | ---------- | ------------------------------ | ------------- | | isa | ISA | Individual Savings Account | Tax-Exempt | | lisa | LISA | Lifetime ISA | Tax-Exempt | | sipp | SIPP | Self-Invested Personal Pension | Tax-Deferred | | workplace\_pension\_uk | Pension | Workplace Pension | Tax-Deferred | #### Canada | Subtype | Short Name | Full Name | Tax Treatment | | ------- | ---------- | ---------------------------------- | -------------- | | rrsp | RRSP | Registered Retirement Savings Plan | Tax-Deferred | | tfsa | TFSA | Tax-Free Savings Account | Tax-Exempt | | resp | RESP | Registered Education Savings Plan | Tax-Advantaged | | lira | LIRA | Locked-In Retirement Account | Tax-Deferred | | rrif | RRIF | Registered Retirement Income Fund | Tax-Deferred | #### Australia | Subtype | Short Name | Full Name | Tax Treatment | | ------- | ---------- | ----------------------- | ------------- | | super | Super | Superannuation | Tax-Deferred | | smsf | SMSF | Self-Managed Super Fund | Tax-Deferred | #### Europe | Subtype | Short Name | Full Name | Tax Treatment | | ---------- | ---------- | --------------------------- | -------------- | | pea | PEA | Plan d'Epargne en Actions | Tax-Advantaged | | pillar\_3a | Pillar 3a | Private Pension (Pillar 3a) | Tax-Deferred | | riester | Riester | Riester-Rente | Tax-Deferred | #### Generic (Available Everywhere) | Subtype | Short Name | Full Name | Tax Treatment | | ------------ | ----------- | ------------------ | ------------- | | pension | Pension | Pension | Tax-Deferred | | retirement | Retirement | Retirement Account | Tax-Deferred | | mutual\_fund | Mutual Fund | Mutual Fund | Taxable | | angel | Angel | Angel Investment | Taxable | | trust | Trust | Trust | Taxable | | other | Other | Other Investment | Taxable | ### Crypto Cryptocurrency holdings. | Subtype | Short Name | Full Name | Manual Trades | | -------- | ---------- | --------------- | ------------- | | wallet | Wallet | Crypto Wallet | No | | exchange | Exchange | Crypto Exchange | Yes | > \[!NOTE] > Only exchange accounts support manual trade entry. Wallet accounts are sync-only. ### Property Real estate assets. | Subtype | Short Name | Full Name | | -------------------- | ------------------- | ------------------- | | single\_family\_home | Single Family Home | Single Family Home | | multi\_family\_home | Multi-Family Home | Multi-Family Home | | condominium | Condo | Condominium | | townhouse | Townhouse | Townhouse | | investment\_property | Investment Property | Investment Property | | second\_home | Second Home | Second Home | **Additional fields:** * Address * Area (square feet or square meters) * Year built ### Vehicle Cars, trucks, and other vehicles. **Additional fields:** * Make * Model * Year * Mileage (miles or kilometers) ### Other Asset Anything of value that doesn't fit other categories: * Collectibles (art, antiques, coins) * Jewelry and watches * Equipment * Other valuables ## Liability Accounts ### Credit Card Track credit card balances and spending. **Additional fields:** | Field | Description | | ---------------- | ---------------------- | | APR | Annual Percentage Rate | | Available Credit | Remaining credit limit | | Minimum Payment | Minimum amount due | | Annual Fee | Yearly card fee | ### Loan Track mortgages, auto loans, student loans, and other installment debt. | Subtype | Short Name | Full Name | | -------- | ---------- | ------------ | | mortgage | Mortgage | Mortgage | | student | Student | Student Loan | | auto | Auto | Auto Loan | | other | Other | Other Loan | **Additional fields:** | Field | Description | | --------------- | ---------------------------------------------- | | Interest Rate | Annual interest rate | | Rate Type | Fixed or variable | | Term (months) | Loan duration | | Monthly Payment | Calculated from loan details (fixed-rate only) | > \[!TIP] > For fixed-rate loans, Sure automatically calculates the monthly payment based on your original balance, interest rate, and term. ### Other Liability Debts that don't fit the above categories: * Personal loans from friends/family * Medical bills * IOUs * Tax obligations ## Tax Treatment Explained Investment accounts have different tax implications: | Treatment | Description | When Taxes Apply | | ------------------ | ----------------- | ---------------------------------- | | **Taxable** | Normal taxation | Gains taxed when realized | | **Tax-Deferred** | Taxes postponed | Taxes paid on withdrawal | | **Tax-Exempt** | No taxes on gains | Qualified withdrawals are tax-free | | **Tax-Advantaged** | Special benefits | Varies by account type and use | > \[!IMPORTANT] > Tax treatment in Sure is for informational and organizational purposes. Consult a tax professional for tax advice specific to your situation. ## Choosing the Right Account Type | Your Situation | Recommended Account Type | | -------------------------- | --------------------------------------- | | Bank checking/savings | Cash (Depository) | | Brokerage account | Investment | | 401(k), IRA, pension | Investment (select appropriate subtype) | | Bitcoin, Ethereum holdings | Crypto | | Your home | Property | | Your car | Vehicle | | Credit card | Credit Card | | Mortgage | Loan (mortgage) | | Student loans | Loan (student) | | Car loan | Loan (auto) | | Money you owe someone | Other Liability | | Collectibles, jewelry | Other Asset | ## Account Sharing and Permissions Sure supports sharing accounts with other family members, allowing collaborative financial management while maintaining appropriate access controls. ### How Account Sharing Works Accounts can be shared with other members of your family with different permission levels: **Permission Levels:** | Permission | Can View | Can Edit | Can Delete | | --------------- | -------- | -------- | ---------- | | **View Only** | ✅ Yes | ❌ No | ❌ No | | **Edit** | ✅ Yes | ✅ Yes | ❌ No | | **Full Access** | ✅ Yes | ✅ Yes | ✅ Yes | ### Sharing an Account To share an account with family members: 1. Navigate to the account you want to share 2. Open the account settings or details page 3. Find the "Sharing" or "Permissions" section 4. Click **Share Account** or **Manage Access** 5. Select the family member you want to share with 6. Choose their permission level 7. Click **Save** or **Share** ### Managing Shared Accounts **As an account owner:** * You maintain full control over accounts you create * You can modify or revoke sharing permissions at any time * You can see who has access to each account **As a shared user:** * Shared accounts appear in your account list * Your available actions depend on your permission level * You can see who owns the account ### Account Scoping Account sharing affects how data appears throughout Sure: **Dashboard and reports:** * Your dashboard shows all accounts you own plus accounts shared with you * Net worth calculations include all accessible accounts * Reports and budgets can be filtered by account ownership **Transactions and activity:** * You can view transactions for any account you have access to * Edit permissions allow you to categorize, tag, and modify transactions * Full access allows you to delete transactions and manage account settings **Provider connections:** * Only account owners and users with full access can manage provider connections * Synced data is visible to all users with access to the account ### Family-Level Features Some features operate at the family level and are accessible to all family members: * **Recurring transactions**: Scoped to accounts you have access to * **Merchants**: Shared across the family for consistent categorization * **Categories and tags**: Available to all family members * **Rules**: Can be created by any family member and apply to their accessible accounts > \[!IMPORTANT] > Account sharing is designed for trusted family members. Users with edit or full access permissions can modify financial data, so only share accounts with people you trust. ### Privacy and Security **What's shared:** * Account balances and transaction history * Holdings and investment details (for investment accounts) * Account metadata (name, type, institution) **What's not shared:** * Your login credentials * Provider API keys (unless explicitly configured) * Personal settings and preferences **Admin controls:** * Family admins can manage provider connections for the entire family * Only admins can configure third-party provider integrations * Account owners always retain control over their own accounts ## Related Pages * [How Asset Accounts Work](./asset-accounts.mdx) * [How Debt Accounts Work](./debt-accounts.mdx) * [Managing Investment Accounts](./investment-accounts.mdx) * [Transfers Between Accounts](./transfers.mdx)